1. Phone the customer work figure located on your credit card statement or on the back of your credit card and politely let the representative apprehend why you are calling. According to Scott Bilker, founder of DebtSmart.com, most banks Testament conjecture gladly to a one-time waiver, if asked nicely.2.
No affair how pleasant your intentions are when it comes to paying your monthly credit card worth, there may come a duration when you are delayed Sufficiently forming your value that the issuing bank or credit card convention levies a unpunctual worth. Whether you are a customer in exceptional standing, there is a likelihood that the lender Testament clinch to renounce the bill one date.
Instructions
Briefly explain how and why the error occurred and let the representative know that it will not happen again. Have them look up your account or otherwise point out that you are a customer in good standing.
3. Ask to be transferred to a supervisor if the person who answered the phone won't help you. Someone higher in the company may be more willing to waive the fee.
4. If you cannot get the fee waived, remind the representative that you are a customer in good standing, that you typically pay your balance off each month as reflected by your record. Let him know that you may cancel your account in favor of a different credit card or company. Scott Bilker says, "It takes $300 in marketing costs to receive one profitable customer, so they will probably not want to lose you."
